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Car Accident Attorneys Despite the advancements in safety for vehicles car accidents are still one of the main causes of death and injuries. Insurance is often the primary source of compensation in these situations. If you're injured and your insurance company denies or refuses to pay the medical bills, then you could be able to get compensation from a third party. This includes the state of New York, the five Boroughs, or even the manufacturer or seller of a product that is defective. Damages Car accidents can trigger a diverse range of damages, including injuries, property damage as well as lost wages and many more. These damages are hard to calculate, but a professional car accident lawyer can help you determine the value of your claim is. Non-economic damages can be harder to prove. Non-economic damage includes pain and suffering, disfigurement, and permanent scarring. In many cases medical expenses are included in the event of a car crash. These costs may include hospital visits, x-rays or surgery, in addition to other treatments. These costs could include hospital visits, xrays, surgeries, and other treatments. Property damage is often due to accidents in the car, since it can lead to costly repair bills, or even a totaled car. This can include items inside the vehicle, such as laptops and other work-related equipment, as well as the property surrounding the site of the accident such as fencing and trees. The weather conditions can also contribute to car accidents since slippery or muddy roads make it more difficult to drive safely. Drivers who operate their vehicles in weather that isn't their best should be held liable for any accidents they cause. The amount of compensation you will receive for damages to your property and medical bills is contingent upon your injuries and the impact they have on your standard of living. Your lawyer can help you determine the amount of these damages and make sure that you receive sufficient compensation to cover all of your expenses. Some car accident victims also suffer from mental and emotional stress due to their injuries. The stress can affect their relationships, and also their job performance. They could also be a source of anger and frustration that could lead to more accidents. Injuries to the neck or the chest or spine could be a serious issue. These injuries can prevent you from working and can have a an impact for the rest of your life. Injuries Car accidents can lead to a variety of injuries. Some are severe and even fatal. These injuries could include traumatic brain injury, spinal cord injury, burned bones, and broken bones. The most common type of injuries in car accidents is soft-tissue or musculoskeletal damages. This includes whiplash injuries, which are caused by sudden jolts caused by collisions. Whiplash can be caused by other kinds of car accidents, as well as rear-end collisions. In these situations your body is swaying upwards while your head stays stationary, causing you to strain the neck. Other injuries that may be caused by a car accident include chest injuries, arm and leg injuries and back injuries. Certain injuries, like herniated discs, are delayed by the crash but can cause pain and long-term disability, if they don't get the proper treatment. Knee injuries like sprains and fractures are also common in car collisions. These injuries can require medical or surgical intervention, but they aren't always apparent immediately following a car accident. The severity of these injuries is determined by the force, weight, and speed of the accident. Bone fractures range in severity from mild to severe, and can result in permanent scarring. In a crash, internal bleeding and abdominal bruising are also serious issues. If you notice bruises following an accident, you should immediately visit the hospital. Chest injuries are also very frequent, and may range from simple bruises to more serious injuries such as broken ribs. A sternum fracture is particularly severe and is often difficult to differentiate from other chest injuries or internal bleeding. Lacerations and burns are less obvious injuries that may be sustained in a car crash. These kinds of injuries are extremely common and can result in permanent scarring if the cuts or burns are severe. Insurance If you've been injured in a car accident it's crucial to know your legal rights as well as the options you have. A personal injury lawyer can help you get the money you need for medical bills, lost income, and property damages. Based on the state you reside in, there are different types of insurance coverage that are available for accidents involving cars. In New York for example, drivers must carry both liability insurance as well as no-fault coverage, which covers medical treatment and lost wages, regardless of the driver's fault. Liability: This will protect you in the event that a third person files a claim with your insurance company, claiming injury or death as a result of your vehicle. It also shields your car from theft or vandalism. You can choose between several liability limits including the minimum limit required by your state. No-fault: The most popular type of car insurance in New York, no-fault coverage can cover up to $50,000 of injuries that are sustained by the driver or passengers of the insured vehicle, regardless of who was responsible. In addition, you can purchase additional coverage that includes personal injury protection (PIP) which covers for medical expenses and loss of income if you're hospitalized or unable to work due your injuries. These insurance policies pay for damages caused by theft, fire vandalism, floods and fire and also for falling objects. These coverages can be purchased as an option, but are typically worth it because they offer financial protection against the high costs of vehicle repairs following an accident. Deductibles. Most auto insurance policies contain the deductible. This is the amount you will need to pay prior to when your insurance company pays for a claim. You'll have to pay a deductible in order to want your insurance provider to pay for your claim. This is the case whether you have personal injury protection insurance, uninsured driver insurance, or comprehensive coverage. A car accident can have a lasting impact on your life. It is possible to be left with significant medical bills and be unable to carry out your everyday tasks. If you have suffered a serious injury or your family was affected by a fatal accident, you need an experienced attorney to help you receive the compensation you deserve. Statute of limitations The statute of limitations is a law which determines how long you can make a claim following an accident. It is essential to know what the deadline is to not miss out on the opportunity to file an insurance claim. In the majority of cases, you will have 3 years from the date of the accident to file a lawsuit. You must file your lawsuit within the time frame or you will lose your right to sue the person who caused your injury. Car accidents can happen anytime, and it's imperative to act swiftly after a crash to ensure that you can get the compensation that you require for your injuries. It's also critical to have a lawyer on your side immediately to help you determine if you have a valid claim, and to help you build your case. According to New York Civil Practice Laws & Rules Section 214 anyone injured in a car accident (driver, pedestrian, motorcycle rider or cyclist) has three years from the date of the incident to make a claim for personal injury. If the person who was injured is younger than 18 years old age, they have to wait until they reach the age of 18 before filing a personal injury claim. In some cases the statute of limitations can be “tolled” or extended to allow an additional time to make claims. For example in the event that a victim was in a coma or is physically or mentally incapacitated at the time of the accident, they can be given additional time to pursue their claim. If you're thinking of filing a claim in a car accident it is recommended that you contact an experienced car accidents attorney within the shortest time possible following the crash to discuss your case. They can help you determine whether you have an injury claim which is legitimate and if the statute of limitations has run out, so that you can begin pursuing your claim before it is too late. It can be difficult to comprehend the statute of limitations, but knowing how it operates is essential in knowing when to start creating your case. helpful resources can provide you with the details that you require to start pursuing your claim and receive the damages that you deserve.